Tornadoes and floods hit Oklahoma . . . . 16 banks in Florida close . . . Millions face extended unemployment . . . Search on for food contamination that felled dozens . . . Workers severely injured when roof collapses . . . Venture capital firm files for bankruptcy . . . .
Q: What do all these headlines have in common, besides being tales of woe? A: That the people injured physically or economically by these woes are helped, often made financially whole. Better yet, many more people who could have been in the same scrapes – killed, injured, broke, homeless, or just recently, endangered by salmonella in eggs – are protected from those threats. By whom? By your insurer of last resort: Uncle Sam.

